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Donate used car

{ Posted on 10:40 AM by Best earn mony help }
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It sounds so simple: Donate your used vehicle or boat to charity, avoid the hassles associated with selling it, and score a tax deduction at the same time. Everybody wins, right?
Not necessarily. As the saying goes, the road to h-e-double-hockey-sticks is paved with good intentions, and it can be surprisingly easy to fumble this well-meaning act.
Before you hand one of your biggest assets over to anyone, read the following tips to be sure you’re making the right moves.
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1. Avoid middlemen. Numerous for-profit intermediary organizations advertise aggressively on TV, billboards and elsewhere, offering to help you donate your vehicle to charity. Here’s the catch: These organizations typically keep about 50 percent to 90 percent of the vehicle’s value for themselves, and the charities don’t get what they could have gotten. To prevent this, check directly with charities you admire and find out whether they accept car or boat donations.
2. Find a worthy charity. If the charities you normally support aren’t equipped to accept such donations, do some homework until you find a reputable charity that is. You can research charities’ track records online at this Better Business Bureau site and through Charity Navigator. 
3. Check the math. If you still feel compelled to use an intermediary organization – possibly because you’re busy – at least ask the organization how much of the car or boat’s value will go to charity. If the organization simply gives charities flat fees — say, $100 for a used vehicle regardless of its value, or $2,000 a month — your donation may not be eligible for a tax deduction.
4. Know the status of your recipient. In order for you to qualify for a deduction, the charity that gets your donation must be an IRS-approved 501(c)(3) organization. Your church, synagogue, mosque or temple likely qualifies. (Check first just to make sure.) You also can visit the Internal Revenue Service’s Web site and search for Publication 78 to find other qualifying non-profit organizations. (Just type “78” into the search field on the IRS home page and you’ll be directed to the right publication.)
5. Do the delivery yourself. Once you’ve identified a worthy charity, recognize that it will have to pay someone to pick up your car or boat for you. To help the charity maximize the benefit of your donation, drop the car or boat off yourself.
6. Transfer the vehicle with care. Want to eliminate all risk of running up parking tickets and other violations after you’ve said goodbye to your donated vehicle? Then formally re-title the vehicle to the charity, and report the transfer to your state’s department of motor vehicles or licensing. Never agree to leave the ownership space on the charity donation papers blank.
7. Your estimate of the donation’s value probably won’t cut it. If your car or boat is worth more than $500, the IRS is going to want to see evidence of how much the charity got for it. (Most charities that accept these donations turn around and sell them for cash.) You’ll need to get a receipt from the charity revealing exactly how much money it made.

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{ Posted on 10:37 AM by Best earn mony help }
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Student Loan Consolidation Rebate - How to Get the Best Loan Consolidation Rate

{ Posted on 10:28 AM by Best earn mony help }
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Many lenders are offering student consolidation loan rebate to the borrowers to st that they take their student loan from them. These discounts are offered because according to 'SINGLE HOLDER RULE', borrowers are allowed to merge their existing loans with any bank they wish to. The original lenders surely do not want to loose their customers and so they are offering really good discounts.
The main features of student loan consolidation are:
· Reduced interest rates
· Waiver of last 6 months installment
· Reduction in principal amount
· Flexible payment options
All this rebate is offered on Stafford loans and plus loans. The most common discounts offered on student loan consolidation are:
1. 0.25% reduction in rate if your EMI gets debited from your account directly.
2. 1% waiver in default fee depending upon the guarantor for the loan.
3. Additional rebate on making timely payments.
4. 2% reduction in rate after completion of 48 months
Here is how you can get the best student loan consolidation rate:
1. The rate for student loan consolidation will depend on customer's credit and financial state of affairs. Do a complete research and development on the rebates offered by different lenders and see which one is the lowest.
2. Go for the lender who has multiple and flexible repayment options.
3. Your lender must keep the rate fixed through out the life of the student loan. Search online and compare different type of rates offered by different lenders.
4. With a student loan consolidation, look up for the facility of increment in tenure at a later stage of the loan. Check whether the bank has such scheme or not. With loan consolidation, you can actually low down the installment amount by increasing the life of the loan.
5. If there is an "in school" facility available. If so, get your loan rate freezed while you are in school only.
To know more about Students Loan Consolidation Rebate and to check if you qualify for the same
Click Here --> Students Loan Consolidation Rebate
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Private Student Loan Consolidation

{ Posted on 10:21 AM by Best earn mony help }
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Private student loan consolidation is a great way to significantly lower your monthly loan payments by combining all your private student loans into one manageable loan. Refinancing your private student loans will reduce the stress of multiple payments and allow you to budget more effectively while lowering your interest rate.

*Assuming a 15 year loan term, with an original rate of 6.8%
**Assuming extended term of 25 years at same rate of 6.8%
***Interest rate and the resulting monthly payment(s) contingent upon borrower and/or co-signer credit
Note: Visit our Private Student Loan Interst Rates page for additional details.

View an example of Graduate Private Student Loan Consolidation

Non-Student Loan Debt Consolidation

Do you have more debt outside of student loans? Please request a free debt consultation today. Consolidate your debt into one lower payment, avoid bankruptcy, and be debt free in as little as 12-48 months. Get Started Now!
Other Benefits of Private Student Loan Consolidation:

* Lower Monthly Payments: With private student loan consolidation, most borrowers can reduce their monthly payment by extending the repayment term of their private student loan debt.
* Reduced Interest Rates: Borrowers with improved credit may often lower their interest rate. Existing loan holders will not reduce your interest rate if your credit has improved.
* Rate Reductions: Borrowers may apply on their own or with a credit-worthy co-signer for private student loan consolidation. Borrower and Co-signers with superior credit may receive lower APR loans.
* Internship/Residency & Military Deferment: A 48 month deferment for medical/dental residents and a 36 month deferment for all active-duty military personnel.
* Repayment Term: Undergraduate borrowers may receive up to a 25 year repayment term which offers the lowest possible monthly payment, and graduate student borrowers may receive up to a 30 year repayment term.
* No Prepayment Penalties: All payments in excess of scheduled payments go directly to principal.

DUI LAWYER NEWPORT BEACH

{ Posted on 10:10 AM by Best earn mony help }
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Finding a DUI Lawyer in Newport Beach can be a huge undertaking. Although you may find quite a few DUI Lawyers in Newport Beach in the yellow pages or even the classified, the information gathered to make a sound judgement on which attorney to choose is unacceptable.


Personal Referrals
One of the best options to choose a good, competent attorney is through personal referrals from friends and family members. Ask questions about the attorney and their staff and if he or she was able to help you with your DUI problems. Newport Beach DUI attorneys have all different ranges of personalities and asking specific questions about this will help you choose the best attorney option for you.
Another realm to search is to talk to groups in and around Newport Beach that are related or affiliated with this industry. For instance, one way to find a DUI Lawyer in Newport Beach to to had to local Mother Against Drunk Drivers. The Orange County chapter is located at 17772 IRVINE BLVD. #103, TUSTIN CA, 92780. Their phone number is (714) 838-6199. Be sure to discuss with the members what attorneys they used and or would use in case of an issue. Also, don’t forget to inquire in more details how these attorney helped and what they did to ensure peace of mind to their clients? Did they follow all the proper procedures of a DUI Arrest? Did they schedule a hearing with the propert court of law and subpoena any witnesses on your behalf? Did they bring a toxicology expert to state your case on the matter and to also inform the court of any improperly warranted or used alcohol testing techniques?
In any case, do not settle for just opening up your yellow pages and blindly any attorney. Again the best Newport Beach DUI Lawyers can be found by doing just a little homework and will minimize the possibility of winding up with an attorney that does not suit your needs. Be proactive and you will be sure to find yourself the best DUI Attorney that Newport Beach can offer.
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